Happy New Year to anyone reading the Chump blog.... I just got back from a nice long vacation and a terrible cold. I'll be posting some articles on 2014 portfolio performance vs. the S&P, income growth in 2014, things I learned in 2014, and what I'll do to improve in 2015. I need to wait a few weeks for my Fidelity brokerage to post several full year metrics, including my dividends received in Q4. Until then, here is a great article about God from the Wall Street Journal on Christmas Day.....enjoy!